Bad Faith Claims

We have successfully represented the insured in “bad faith” insurance cases

Some states, such as Ohio and Kentucky, recognize insurance bad faith claims. In Ohio, “bad faith” is the failure to pay a claim without a reasonable basis. This is a simple definition, but it is difficult in its application.

If you have a disability insurance plan and are denied benefits, you may be one of the fortunate policyholders whose case is not governed by ERISA. Most employer-based plans are ERISA but some are not. We know how to identify these policies. When ERISA law does not apply, you can file a lawsuit against your disability insurer alleging that their claim denial involved “bad faith” conduct.

Insurance companies have a legal obligation to act fairly and in good faith when evaluating claims from their policyholders. When a company violates that duty by engaging in unfair claim handling practices, they can be held liable for the amount of the claim and damages that result from the denial. The insurance company must also fight legal rules that are much less favorable than the ERISA laws.

We have successfully represented the insured in “bad faith” insurance cases against their insurance companies. If you think you are a victim of bad faith conduct, do not hesitate to contact us about your case. Call for a free telephone consultation at (513) 891-8777.